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Mawuena prince 6 years ago
This is a tactical issue to deal with, how can 30% citizens have bank account with the remaining currency outside the banking system.This is a clear indication for the financial institutions to deploy more production forces ... read full comment
This is a tactical issue to deal with, how can 30% citizens have bank account with the remaining currency outside the banking system.This is a clear indication for the financial institutions to deploy more production forces to increase the depositors rate
Kofi Wiafe 6 years ago
A WELL WRITTEN EXPLANATION THAT NEEDS TO BE PUBLISHED IN ALMOST ALL OUR NEWSPAPERS FOR MOST PEOPLE TO KNOW THE IMPORTANCE OF BANKS. EVEN A SYMPOSIUM CAN BE ORGANIZE IN OUR SCHOOLS TO STRESS ON IT. I BELIEVE IF ALL THE MOBIL ... read full comment
A WELL WRITTEN EXPLANATION THAT NEEDS TO BE PUBLISHED IN ALMOST ALL OUR NEWSPAPERS FOR MOST PEOPLE TO KNOW THE IMPORTANCE OF BANKS. EVEN A SYMPOSIUM CAN BE ORGANIZE IN OUR SCHOOLS TO STRESS ON IT. I BELIEVE IF ALL THE MOBILE TRANSACTIONS GO THROUGH BANKING SYSTEMS CERTAIN PERCENTAGE MIGHT NOT BE TAKING OUT. ALSO ALL GOVERNMENT INSTITUTIONS SHOULD INSIST ON PAY BY CHECKS OR MONEY ORDER ONLY. NO CASH PAYMENTS POSTED ON THE ENTRANCES OF ALL COMPANIES. THIS WOULD HARD IN THE BEGINNING BUT EVENTUALLY PEOPLE WOULD ABSORB IT.
Joseph, Sunyani 6 years ago
I think the banks in Ghana are lazy and ineffective, they only want to get profits from risk free investments and they are not customer focused. You want more people to have Bank accounts, the minimum amount required to open ... read full comment
I think the banks in Ghana are lazy and ineffective, they only want to get profits from risk free investments and they are not customer focused. You want more people to have Bank accounts, the minimum amount required to open a common savings account ranges between ¢50 to ¢200 and this minimum amounts are kept by these banks as their own which the customer cannot withdraw. Suppose a non formal business guy on the street who make about ¢200 to ¢300 in a month, would this guy give ¢50 to banks for free in exchange for a common bank account? The answer is obvious no. You give me about 5% as interest on my savings account and you charge me 35% as your interest to give me loan, will I be encouraged to give you my money? No, i will rather buy some small items with the money and sell on the street and get some 30% profit instead of depositing my money at the Banks which even charges me in addition to the minimum amount required for withdrawal. The banks are not attractive at all in Ghana, they should make things a bit easier to attract customers. These banks are afraid of given loans to these non formal business guys but they are interested that these guys should bank with them, you don't trust me and you expect me to trust you? Only the fool would do that. Make things easier and attractive to get more customers.
kooob 6 years ago
People don't trust the banks anymore. We hear two banks are at the point of bankruptcy, dkm, noble dream others took away peoples monies. Now how do u convince me to put my money in the bank for 5% interest per annum?
People don't trust the banks anymore. We hear two banks are at the point of bankruptcy, dkm, noble dream others took away peoples monies. Now how do u convince me to put my money in the bank for 5% interest per annum?
Gyaw 6 years ago
put money into a bank account (in a third world or otherwise) and they pay very little interest however borrow from them they will charge you an exorbitant rate.
the banks are cheats as we have seen recently when they fail ... read full comment
put money into a bank account (in a third world or otherwise) and they pay very little interest however borrow from them they will charge you an exorbitant rate.
the banks are cheats as we have seen recently when they fail the government bails them.
Jomens 6 years ago
Great article. However, I would rather invest my money in lands than save for less.
Great article. However, I would rather invest my money in lands than save for less.
Good news for those who are ready for help I'm a spiritual man of god's who helps people to find life easier to people,Protection and more blessings, Am sure and I promise everyone who needs my help will never regret in their ...
read full comment
This is a tactical issue to deal with, how can 30% citizens have bank account with the remaining currency outside the banking system.This is a clear indication for the financial institutions to deploy more production forces ...
read full comment
A WELL WRITTEN EXPLANATION THAT NEEDS TO BE PUBLISHED IN ALMOST ALL OUR NEWSPAPERS FOR MOST PEOPLE TO KNOW THE IMPORTANCE OF BANKS. EVEN A SYMPOSIUM CAN BE ORGANIZE IN OUR SCHOOLS TO STRESS ON IT. I BELIEVE IF ALL THE MOBIL ...
read full comment
I think the banks in Ghana are lazy and ineffective, they only want to get profits from risk free investments and they are not customer focused. You want more people to have Bank accounts, the minimum amount required to open ...
read full comment
People don't trust the banks anymore. We hear two banks are at the point of bankruptcy, dkm, noble dream others took away peoples monies. Now how do u convince me to put my money in the bank for 5% interest per annum?
put money into a bank account (in a third world or otherwise) and they pay very little interest however borrow from them they will charge you an exorbitant rate.
the banks are cheats as we have seen recently when they fail ...
read full comment
Great article. However, I would rather invest my money in lands than save for less.