Bank of Ghana financial strain deepens in 2025

The Bank of Ghana recorded a much larger loss in 2025, according to its Annual Report and Financial Statements released on May 1, 2026.

The Bank posted a loss of GH¢15.63 billion for the year ended December 31, 2025. This represents a 65% increase from the GH¢9.49 billion loss recorded in 2024.

At the Group level, which includes its subsidiaries, losses also rose to GH¢15.29 billion, up from GH¢9.41 billion the previous year.

This indicates that financial pressure affected both the Bank and its related entities.

BoG to restore capital by 2032 after debt restructuring impact

The Bank transferred the entire loss into its general reserve fund, leaving no retained earnings at the Bank level.

However, the Group still recorded retained earnings of GH¢647.54 million, higher than GH¢305.33 million in 2024.

Overall, the figures show the Bank faced a more challenging financial year as it continues efforts to recover and strengthen its financial position.



SA/MA