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The breaches appear as socio technical problem. Customers are really struggling with resolution of identity theft cases and retrieval of funds. We need to have MoMo police too
Ghana needs serious data protection laws similar to GDPR
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They need your passport to register a pay-as-you-go service...they take copies of your passport on paper....your driver license, any government issued documents...doesn't matter if it's a USA green card....they register your ...
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