Digital investment platforms must obtain SEC approval by August 31

The Securities and Exchange Commission (SEC) has given operators of online investment and trading platforms until August 31, 2026, to regularise their operations by obtaining the necessary registration and licensing approvals from the regulator.

According to a statement issued on Tuesday, June 23, 2026, the SEC said the directive is aimed at strengthening oversight of the growing digital investment space while enhancing investor protection.

The Commission noted that the increasing use of online applications and platforms that facilitate access to both local and international securities markets has raised concerns about the activities of unregulated operators.

Cedi posts strong gains against major currencies

"The Commission is taking this step to address the risks associated with fraudulent and unregulated digital investment platforms while safeguarding the integrity of Ghana's capital market," the statement said.

The SEC further explained that every investment technology platform used to conduct regulated activities must receive approval from the Commission, even where the operator already holds a licence.

It added that fintech firms and other digital service providers engaged in SEC-regulated activities must also obtain the appropriate authorisation before continuing their operations.

Affected entities are expected to submit registration forms, demonstrate their platforms to the regulator, undergo the required regulatory processes, pay the prescribed fees, and obtain the relevant certificates.

The Commission stressed that digital intermediary platforms operating within the securities market ecosystem are not exempt from the licensing requirement.

The regulator also warned operators of unapproved online investment and trading platforms to immediately cease such activities until they obtain the necessary approvals.

"We urge the investing public to verify the authenticity of investment products and platforms through the SEC's official channels, as entities that fail to comply with this directive may face sanctions under the Securities Industry Act and other applicable laws," the Commission stated.

The SEC said the move forms part of broader efforts to promote transparency, strengthen regulatory compliance, and protect investors from potential losses associated with unlicensed digital investment schemes.

ANAS/MA

Inside the AI revolution that could save lives on Ghana's roads