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even USA insurance companys don't pay...Your doctor or hospital submits claim minus your % but if insurance don't pay doctor you pay all
ABOUT TIME THE INSURANCE COMPANIES LEARN TO PAY CLAIMS PROMPTLY AND NOT MAKE EXCUSES AND MAKE CLAIMANTS SUFFER. NIC SHOULD IMPOSE VERY STIFF FINES FOR DELAYS. YOU WANT NO PREMIUM NO COVER THEN ALSO ON CLAIM SIDE MUST BE PROMP ...
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