‘Car insurance should not be made mandatory’ – Wayoosi

Kumawood actor Wayoosi has called on authorities to review Ghana's vehicle insurance policy, arguing that it should no longer be mandatory for motorists.

In a video shared on his TikTok page, the actor appealed to lawmakers to make vehicle insurance optional while maintaining that roadworthiness certificates should remain compulsory.

According to Wayoosi, although motorists are required by law to subscribe to at least a third-party insurance policy, many policyholders receive no support from insurance companies when they need assistance.

To support his argument, he recounted an incident involving a friend whose father was knocked down by a vehicle in 2014.

He claimed that because the driver was covered under a third-party insurance policy, the insurance company has continued to delay compensation for the family, leaving the matter unresolved for years.

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Wayoosi insisted that motorists should not be compelled to purchase insurance if, in his view, the system fails to adequately protect them or compensate victims.

He also argued that the police should not harass drivers for failing to obtain vehicle insurance if it is made optional.

“This issue has been on my mind for a long time. I want to appeal to the government, especially Members of Parliament, to make vehicle insurance optional rather than mandatory. Roadworthiness, however, should remain compulsory because it is the government’s responsibility to provide good roads.

“My biggest concern is with third-party insurance. When you encounter a problem after subscribing to it, they hardly pay attention to you or offer the support you need,” he said.

Wayoosi's comments were in reaction to recent remarks by Reverend Obofour on Ghana's vehicle insurance system.

The founder of Anointed Palace Chapel argued that insurance companies often fail to provide meaningful support to motorists involved in road accidents, particularly those covered under third-party insurance policies.

He described the country's insurance system as "broad daylight scam," claiming that while motorists are legally required to subscribe to insurance, many receive little assistance when they need it most.

@wayoosiwayoosi

Insurance on a car shouldn’t be by force in Ghana 🇬🇭

♬ original sound - Official wayoosi